You can achieve your financial goals. We can help. Pay off your loan with fixed 3 or 5-year* terms
All Personal Loans
KFS Gold Loan offers instant cash against pledged gold with low interest, flexible repayment, and secure, transparent processing.
KFS Personal Loan offers fast approval, minimal documentation, flexible EMIs, and competitive rates to meet your urgent financial needs.
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KFS provides quick funding with minimal paperwork, flexible terms, and competitive rates to support your business growth and expansion.
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KFS Microfinance empowers small businesses and self-help groups with easy loans, minimal documentation, and affordable repayment options for financial inclusion.
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KFS Money Transfer offers safe, instant domestic transfers with minimal charges, ensuring your money reaches loved ones quickly and securely.
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LIC Policy Loan offers quick funds against your active LIC policy with low interest, no credit check, and flexible repayment.
Apply online in minutes, or visit one of our 5+ locations
Submit your documents and files for loan procedure
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Get approved. Get your money as soon as today2.
"KFS Gold Loan provided a quick and hassle-free experience. The staff was polite, the process was transparent, and I received my loan within minutes. Their interest rates are fair, and I felt my gold was safe and secure. Highly recommended for anyone looking for fast financial support without complications. Truly a reliable and trustworthy service!"
"I transferred my existing gold loan to KFS and the experience was seamless. They offered better interest rates and transparent terms. The staff guided me through every step, and the takeover process was smooth and quick. I’m now saving money monthly thanks to KFS. Highly recommend for anyone looking to reduce gold loan burden."
"KFS Gold Loan truly stands out for its excellent customer service. The staff was friendly, knowledgeable, and very supportive throughout the process. They patiently explained every detail and made me feel comfortable and confident.
"KFS made my gold loan takeover easy and stress-free. Their team handled everything professionally and helped me shift from a higher-rate lender. I was impressed by the lower interest rate, quick process, and secure handling of my gold. Choosing KFS was the best financial decision I made this year."
A gold loan is a secured loan where you pledge your gold jewelry as collateral in exchange for immediate funds. The loan amount is based on the gold’s weight and purity.
Any Indian citizen above the age of 18 with valid gold ornaments and ID/address proof can apply.
The loan amount depends on the gold's purity and current market value. Generally, up to 75% of the gold's value is offered as a loan.
We accept gold jewelry (22K). Gold bars, coins, and other forms may not be eligible.
With KFS, the process is quick—loans are usually disbursed within 15–30 minutes after document verification.
A valid photo ID (Aadhaar, Voter ID, PAN, etc.)
Address proof (PAN card may be required for high-value loans)
Monthly interest payments with bullet repayment
EMI options
Prepayment without extra charges
Yes, your gold is stored securely in tamper-proof vaults under 24x7 surveillance with full insurance.
Yes, you can pre-close your loan anytime. We don’t charge any foreclosure or prepayment fees.
Delayed payments may attract additional interest or penalties. If the loan remains unpaid beyond the agreed period, the gold may be auctioned as per policy.
Yes, we offer Gold Loan Takeover with lower interest rates and zero processing fees in many cases. Contact our branch for details.
In case the complaint within the time if he/she is not satisfied with solution
provided by crm, the customer can approach the
nodal grievance readressal officer for digital lending